Hospitality Insurance Program Offerings

As the market leader in providing risk transfer services to the nightlife industry, you can rest assured that by partnering with Entertainment Risk you are doing business with a company that thoroughly understands the nightlife sector. We will diligently work with you to procure the proper protections for your client and supplement those protections with a suite of services unparalleled in this industry.

Coverage Highlights:

• AM Best “A-XII” Rated Carriers
• Able to Quote 100% Liquor Sales
• Available coverages include General Liability, Assault & Battery, Liquor Liability, Excess and Property

Limits of Insurance:

• General Aggregate Limit $2,000,000
• Products-completed Operations Aggregate $2,000,000
• Personal & Advertising Injury $1,000,000
• Each Occurrence Limit $1,000,000
• Liquor Liability Limit $1,000,000
• Fire Damage Limit (any one fire) $ 500,000
• Medical Expense Limit Excluded
• Assault & Battery Available Up To $1,000,000
• Excess Limits Available Up To $5,000,000
• Hired/Non Owned Auto Liability Limit $1,000,000

Entertainment Risk also has access to markets for worker’s compensation, EPLI and cyber liability coverages for the hospitality and nightlife markets.

Risk Appetite

Restaurants:

  • Fine Dining, Dinner and Supper Theatre, and Casual Dining
  • Diners 
  • Chain Restaurants (Chili’s, Applebee’s, Outback) 
  • Mom & Pop Restaurants 
  • Ethnic or Themed Restaurants 

Bars:

  • Sports Bar 
  • Tavern/ Local Neighborhood Establishments (Dive Bars)
  • Tiki/Beach Bar
  • Saloon
  • Beer Garden
  • Pool Hall
  • Lounge
  • Live Music Venues
  • Brew Pub
  • Cocktail Bar

Entertainment Venues:

  • Comedy Club
  • Nightclub
  • Gentlemen/Ladies Clubs
  • Live Music Venue
  • Mixed Exposure Mega Venue
  • Entertainment Center

Entertainment Risk is currently writing business in:

  • Arizona

  • California

  • Colorado

  • Florida

  • Georgia

  • Illinois

  • Louisiana

  • Massachusetts

  • Maryland

  • Michigan

  • New Jersey

  • Nevada

  • New York

  • Tennessee

  • Texas

  • Utah

  • Virginia