Industry Leaders in Hospitality Insurance
You Handle the Entertainment, We Handle the Risk
Entertainment Risk is a program administrator providing hospitality insurance solutions for bars, nightclubs, and entertainment venues.
- 50+ years in the hospitality insurance industry
- Operating in 17 states across the country
Our Hospitality Programs
Creative Solutions to your Risk Challenges
At Entertainment Risk, we focus exclusively on nightlife and entertainment. As dedicated specialists, we know the ins and outs of the industry and are in tune with our clients. We are equipped to offer tailored insurance solutions that include a comprehensive suite of coverage and risk management services.
Bars, Taverns & Lounges
Live Music Venues
Adult Entertainment
Nightclubs
About us
Market Leaders in Hospitality Insurance
Entertainment Risk works with a select group of highly qualified brokers and agents who help you choose the best insurance solutions. With over 50 years of experience in the entertainment and hospitality insurance industry, we pride ourselves in our ability to provide excellent service, and creative solutions to your risk challenges. These core values have allowed us to establish long lasting mutually beneficial relationships between us and our brokers, agents and customers alike.
Why Choose Us
Host Fun Experiences with Peace of Mind
Reduce your risks with a tailored insurance policy that gives you peace of mind and allows you to focus on operating your business.
Unparalleled Underwriting
When you partner with us, you are choosing a company that thoroughly understands the nightlife sector. We work with you to procure the proper protections for your clients and supplement those protections with an unmatched suite of services.
Easily Accessible Risk Management
We offer our broker partners and clients unmatched risk management experience. In addition, we work with carefully-vetted partners to implement proactive risk management solutions in order to reduce risks in an inherently risky industry.
Expeditious Claims Services
We understand every second counts, which is why we put an emphasis on rapid claims response. Our underwriting and claims management teams carefully review each claim and take steps to advocate for our insureds.
FAQs
For Your Information
What lines of coverage does Entertainment Risk offer?
We can write General Liability, Liquor Liability, Assault & Battery, Hired and Non-Owned Auto, Employee Benefits and Property.
Are you able to offer mono-line liquor liability?
No, we only offer a package to include General Liability and Liquor Liability.
What limits are you able to offer?
General Aggregate Limit: $2,000,000
Products-completed Operations Aggregate: $2,000,000
Personal & Advertising Injury: $1,000,000
Each Occurrence Limit: $1,000,000
Liquor Liability Limit: Up to $1,000,000
Assault & Battery: Available up to $1,000,000
Fire Damage Limit: Available up to $100,000
Hired/Non-Owned Auto Liability: $1,000,000
Employee Benefits Liability: $1,000,000
Property: $7.5MM TIV limit per location
What are your target classes of business?
Drinking Establishments: Sports bar, Pool Hall, Lounge, Neighborhood Bar, Saloon, Beer Garden, Brew Pub
Entertainment Venues: Comedy Club, Nightclub, Gentlemen/Ladies Clubs, College Bars, Live Music Venues, Entertainment Centers, Mixed Exposure Mega Venue.
Typically, we prefer risks with liquor sales over 40% of the overall sales with
entertainment and security.
