Industry Leaders in Hospitality Insurance

You Handle the Entertainment, We Handle the Risk

Entertainment Risk is a program administrator providing hospitality insurance solutions for bars, nightclubs, and entertainment venues.

Our Hospitality Programs

Creative Solutions to your Risk Challenges

At Entertainment Risk, we focus exclusively on nightlife and entertainment. As dedicated specialists, we know the ins and outs of the industry and are in tune with our clients. We are equipped to offer tailored insurance solutions that include a comprehensive suite of coverage and risk management services.

Bars, Taverns & Lounges

Insurance solutions for taverns, local neighborhood establishments, dive bars, tiki/beach bars, saloons, beer gardens, pool halls, lounges, brew pubs, and cocktail bars.

Live Music Venues

Insurance for concert and event venues, including but not limited to Comedy Clubs, Live Music Venues, Mixed Exposure Mega Venues, and Entertainment Centers.

Adult Entertainment

We offer coverage options for the adult entertainment industry from gentlemen/ladies clubs to cabaret clubs.


Minimize risk and ensure safety. We offer risk management and insurance plans for dance and karaoke clubs as well as other nightclubs.

About us

Market Leaders in Hospitality Insurance

Entertainment Risk works with a select group of highly qualified brokers and agents who help you choose the best insurance solutions. With over 50 years of experience in the entertainment and hospitality insurance industry, we pride ourselves in our ability to provide excellent service, and creative solutions to your risk challenges. These core values have allowed us to establish long lasting mutually beneficial relationships between us and our brokers, agents and customers alike.

Years In Business
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States of Operation
Happy Clients
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Why Choose Us

Host Fun Experiences with Peace of Mind

Reduce your risks with a tailored insurance policy that gives you peace of mind and allows you to focus on operating your business.

Unparalleled Underwriting

When you partner with us, you are choosing a company that thoroughly understands the nightlife sector. We work with you to procure the proper protections for your clients and supplement those protections with an unmatched suite of services.

Easily Accessible Risk Management

We offer our broker partners and clients unmatched risk management experience. In addition, we work with carefully-vetted partners to implement proactive risk management solutions in order to reduce risks in an inherently risky industry.

Expeditious Claims Services

We understand every second counts, which is why we put an emphasis on rapid claims response. Our underwriting and claims management teams carefully review each claim and take steps to advocate for our insureds.


For Your Information

We can write General Liability, Liquor Liability, Assault & Battery, Hired and Non-Owned Auto, Employee Benefits and Property.

No, we only offer a package to include General Liability and Liquor Liability.

General Aggregate Limit: $2,000,000
Products-completed Operations Aggregate: $2,000,000
Personal & Advertising Injury: $1,000,000
Each Occurrence Limit: $1,000,000
Liquor Liability Limit: Up to $1,000,000
Assault & Battery: Available up to $1,000,000
Fire Damage Limit: Available up to $100,000
Hired/Non-Owned Auto Liability: $1,000,000
Employee Benefits Liability: $1,000,000
Property: $7.5MM TIV limit per location

Drinking Establishments: Sports bar, Pool Hall, Lounge, Neighborhood Bar, Saloon, Beer Garden, Brew Pub

Entertainment Venues: Comedy Club, Nightclub, Gentlemen/Ladies Clubs, College Bars, Live Music Venues, Entertainment Centers, Mixed Exposure Mega Venue.

Typically, we prefer risks with liquor sales over 40% of the overall sales with
entertainment and security.

4 friends sitting down at a bar having cocktails in a restaurant.


Monday: 8am-5pm EST
Tuesday: 8am-5pm EST
Wednesday: 8am-5pm EST
Thursday: 8am-5pm EST
Friday: 8am-5pm EST
Saturday: Closed
Sunday: Closed